All loans: when the financing is requested

The loans of Italian Bank have for some years been an alternative to what is offered by banks and financial institutions for those looking for liquidity to carry out a personal project.

They can be requested directly at the most convenient post office after reaching by telephone. A brief guide to the solutions currently available.

Get a loan when the financing is requested

Get a loan

Next to the offer of current accounts and cards, Italian Bank offers a complete range of mortgages and loans for different needs of amounts and purposes.

It starts from a minimum of 1,000 euros to reach 60,000 euros, with repayment times that can expand proportionally, up to 10 years. The rate is always fixed and the rate is constant. Here are the main options:

Bank Loan : Basic solution starting at € 3,000

Bank Loan

With this option you can get the requested amount even in cash at the counter, if the amount does not exceed 10,000 euros, and return the loan even in the absence of a current account by completing a postal slip every month, paid by the customer.

Alternatively, direct debit is used in the account, in a postal booklet or on a PostePay Evolution card. Italian Bank account holders can access the Flexible option to extend the repayment up to 108 months and temporarily change the monthly payment amount and time if necessary.

Bank Auto Loan 

Designed for those who have to buy a new or used car, it is a loan reserved for holders of a postal current account, for amounts between 10,000 and 20,000 euros, at a reduced rate and without preliminary fees until 31 October 2018 .

Bank Consolidation Loan 

Starting from 3,000 and up to 50,000 euros, it is a solution designed for those who want to compact debts already open with other financial institutions, starting to pay a single installment of a new postal loan every month. It is a solution reserved for Italian Bank customers.

The reimbursement can last between 24 and 96 months. For figures starting from 15,000 euros, a promotion on rates valid until October 31, 2018 is underway.

In addition to these solutions, Italian Bank offers mini – loans starting at 1,000 and up to € 3,000 paid and repaid through PostePay Evolution, 100% online loans signed by digital signature, from € 3,000 to € 30,000, loans to buy homes and restructure from € 10,000 to € 60,000 , salary-backed loans for pensioners and civil servants.

Loan estimate of 10000 euros

Loan estimate of 10000 euros

Financial: Simple Loan
Product: Loan
TAN Fixed: 4.25%
APR: 4.33%
Loan duration: 60 months
Amount Financed: € 10,000
Total due: € 11.117

Monthly installment € 188 

Financial: Loan
Product: Loan
TAN Fixed: 6.01%
APR: 6.18%
Loan duration: 60 months
Amount Financed: € 10,000
Total due: € 11.602

Monthly installment € 177

Financial: Loan
Product: Personal Loan
TAN Fixed: 6.50%
APR: 6.80%
Loan duration: 60 months
Amount Financed: € 10,000
Total due: € 11.764